This is an article highlighting the most affordable cities to live in Nigeria, including their cost of living, housing options, and quality of life.
Nigeria, “The Pride and Giant of Africa” has a whole lot of beautiful landscapes, mega cities and diverse cultures. Research has shown that a large population of up to millions of foreigners and even Nigerians alike set each year to visit the country to experience the rich cultural heritage of the country in its natural, serene beauty. However these days, due to high costs of travelling, tours within the country can prove to be an intimidating challenge.
Though most cities like Lagos, Abuja are seen by most people as the most thrilling and exciting within the country particularly for most fun seekers, it might prove difficult to afford these cities due to high price tags attached to its standard of living.
So in reality, most Nigerians are looking for more affordable living options, cheaper cities where our Naira will last more to cater for our expenses. Fortunately in Nigeria, these cities exist with a low cost of living, moderate economy and good opportunities for investment and trade. These cities also include a package of a laid-back lifestyle, moderate political and socio-economic stability with a characteristic low cost housing options.
So whether you are just a random local who’s just trying to save up money or an individual who’s on the lookout for a more budget-friendly housing alternative, we have highlighted a list of cities that will offer the optimum blend of cost-effectiveness, affordability and comfort.
6 most affordable cities to live in Nigeria
Before we proceed, you might want to check out our article on Top 4 emerging neighbourhoods for property investment in Lagos. As promised, below is a list of these affordable cities where you can live comfortably without worrying about your rent swallowing half your monthly income;
1. Ibadan
Ibadan is undoubtedly one of the most affordable cities to live in Nigeria. It is located in the heart of the southwestern part of the country, Ibadan is hands down one of the most affordable cities to live in Nigeria. Rich with historical and cultural attractions like the first Nigerian skyscraper; the cocoa house, to the city’s top university; the university of Ibadan, the Ibadan region is plentiful for one to explore.
Though many people view Ibadan as the ancient city of the historical days that is struggling to adapt to urban modernization, a quick visit to Ibadan is sure to change your mindset.
Equipped with modern amenities, Ibadan now boasts of a peculiar blend of the modern and yet conservative. With the majority of the buildings being renovated and the advent of upscale neighbourhoods and vibrant nightlife, the city has now attracted many people seeking comfortable yet affordable housing options.
With the largest landmass in Nigeria, there is an handful of housing options available to the population with cheap transportation and convenient food prices. These options make the cost of living within the city very affordable and convenient for the average budget.
So whether you are a student, worker or even a retiree, Ibadan is not a location that would drain your wallet.
2. Abeokuta
This is also one of the most affordable cities to live in Nigeria. Abeokuta, the capital of Ogun state which is also located in the south western part of the country. This city is highly rooted in history with notable attractions being the Olumo rock, the Centenary hall and a whole lot more historical sites for one to explore.
Though the city is filled with a lot of rich historical heritage, it also offers a unique blend of cosmopolitan features, making it an ideal destination for many.
Armed with high quality educational facilities, decent healthcare facilities, modern amenities and moderately cheap housing options, the living experience in the Abeokuta city is reasonable and convenient.
Additionally due to the reduced commercialization of the Abeokuta city in contrast to major cities like Lagos, local produce can be easily gotten from farmers, thereby reducing the overall food expenses within the region.
Above all in Abeokuta, there is a saying ” in Abeokuta you live like a king, spend less, make more and save more “
3. Kano
Kano, the state capital of Kano State which is located in the heart of northern Nigeria. It is a very decent city that is worth checking out. Kano is known for its vibrant markets, rich cultural heritage, agricultural prowess and historic sites. Some of these historic sites range from the Kano city wall to the Kurmi market which offers a unique travel experience for visiting tourists.
It is one of the largest cities in the country by population which is evidently so due to affordability of food and rent within the northern city. The city has a very modest cost of living with moderately priced commodities and housing options.
The city is very much untapped and offers plenty of opportunities for young entrepreneurs seeking to expand their business on a slim budget.
4. Ilorin
This city is the capital of Kwara state. It is notably referred to as one of the cleanest cities in the country. Ilorin city is a peaceful region with many beautiful attractions, fantastic educational facilities, great healthcare facilities, with an abundance of historical relics. It ranks number 4 on one of the most affordable cities to live in Nigeria.
With the rapid urbanisation of the area, the uprising of new businesses and companies is ever increasing, making the city a booming site for entrepreneurs and investors alike.
The city offers very low housing costs, cheap transportation with minimal living expenses in all. It is remarkable to note that prices of stuff in Ilorin is far cheaper than one could imagine. People inhabiting the area get basically anything they so desire since the city is full of suitable ways to live cheaply.
If you might wish to start a family within the city, the peaceful and serene environment of the city is very perfect for such purpose, suitable for enjoying life with the least financial stress.
5. Benin City
Located within the southern Nigeria capital of Edo state is the Benin city. Benin city combines a unique blend of rich history, culture with very affordable living. Ranging from the city’s historic national museum to the very colourful Oba market, there is a lot to see and experience within the city.
Depending on whether you decide to rent or own a landed property within the city, there is a whole lot of reasonable prices that can be offered in terms of food and housing. Additionally, there are also a lot of affordable places ranging from guest houses to budget hotels that will provide access to good amenities without incurring extra costs.
6. Ikot Ekpene
Lastly on our top 6 most affordable cities to live in Nigeria is Ikot Ekpene. Also popularly referred to as the ‘Raffia city’ by many locals. This is a city situated in the heart of Akwa ibom state. It is another honourable mention regarding low costs of living within the country.
This city is the regional commercial centre particularly famous for their high commercial activities which includes exports of farm produce like palmkernel, oil palm, ground nuts etc. They are highly proficient especially in the raffia business which has earned the city its unique name.
Within the city, housing is very affordable and is usually equipped with modern facilities that would moderately provide an individual with a good living experience.
Access within the city and even beyond is provided via an accessible public transportation system which is cheap and allows for easy commute through the entire city.
Conclusion
Nigeria, God’s own country is full of cities that are tailored to every individual’s preference.
Be it you are the luxurious type who wants to maximise your living experience or you are the budget-strung individual who wishes to keep his expenditures in check, ranging from Ibadan; the most affordable, Abeokuta, the suburbs of Kano to the exclusives of Lagos and Abuja, these cities offer a range of lifestyles that might fit your individualistic preference and budget.
So if you want cities that offer you affordable alternatives while saving you money, this list would help you greatly.