Housing affordability in 2026 is telling a more encouraging story than it has in years. After the turbulence of 2022 through 2024, a lot has quietly shifted. Inventory is up, bidding wars have cooled in many regions, and sellers are more willing to negotiate. If you have been sitting on the sidelines, this may be the clearest window you have had in a long time to make a realistic move into homeownership.
