The rent vs buy calculator question is one of the most common ones people wrestle with in 2026, and for good reason. Rents have stayed stubbornly high in most cities, mortgage rates are sitting around 6.3%, and the cost of making the wrong call is significant in either direction. Some people are paying rent every month and feeling like they have nothing to show for it.
Canadian real estate
2026 Housing Affordability Report: Why Now Might Be Your Best Chance in Years (USA & Canada) | Travla.xyz
Housing affordability in 2026 is telling a more encouraging story than it has in years. After the turbulence of 2022 through 2024, a lot has quietly shifted. Inventory is up, bidding wars have cooled in many regions, and sellers are more willing to negotiate. If you have been sitting on the sidelines, this may be the clearest window you have had in a long time to make a realistic move into homeownership.